Ellen Katrine Nyhus

Professor

Department of Strategy and Management

Email: ellen.k.nyhus@uia.no
Phone: +47 38141512
Mobile phone: +4797750766

Office 9I254 (Universitetsveien 19, 4630 Kristiansand, Norway)

Research groups

Financial and economic behavior

Areas of responsibility

Ellen K. Nyhus is a professor in Marketing at the University of Agder (UiA) School of Business and Law in Norway. She is Dr. Oecon from the Norwegian School of Economics and Business Administration (NHH). She also completed the four year programme in economics and business administration consisting of three years at bachelor/undergraduate level and one year at master/graduate level (siviløkonom) as well as the Graduate Programme in Economics and Business Administration (Høyere avdeling) at NHH.

Nyhus’ research is interdisciplinary and her work has appeared in international journals such as the Journal of Economic Psychology, Journal of Consumer Affairs, Journal of Consumer Policy, The British Journal of Psychology, the European Journal of Psychology, Economics of Education Review, and Applied Economics. She has also contributed with chapters in international handbooks in behavioural economics and economic psychology. In addition to the academic work, Nyhus has long experience as a board or committee member both in the private and public sector. Currently she serves is a board member of Søgne og Greipstad savings bank and of the Finance Industry Authorisation schemes. She is also an alternate member of the board of the pension fund of Kristiansand municipality. In the period 2014-2016 she served as president for the International Association for Research in Economic Psychology (IAREP), and she is a member of the editorial board of the Journal of Economic Psychology. In 2022 she organised the annual IAREP-conference in Kristiansand.

Nyhus has actively popularized her research and she is frequently a speaker at conferences in the financial industry both in Norway and abroad. She is a popular media commentator on topics related to consumer behaviour and has written several popularized articles in regional and national newspaper. She is responsible for the personal finance section of the Great Norwegian encyclopedia (SNL).

Research

Academic interests

Research interests

Economic Psychology, behavioural economics, consumer behaviour.

Ellen Nyhus focuses on the economic decisions individuals have to make across the courses of their lives.

Tuition

Judgment and Decision Making (Master's course)

Consumer behaviour (Bachelor course)

Supervision of master- and PhD-students within the field of consumer behaviour.

McNair, Simon; Nyhus, Ellen K. & Ranyard, Rob (2024). Propensity to spend and borrow at a time of high pressure: the role of the meaning of Christmas and other psychological factors. Frontiers in Behavioral Economics. 3. doi: https:/doi.org/10.3389/frbhe.2024.1385609.
Meskó, Norbert; Kowal, Marta; Láng, András; Kocsor, Ferenc; Bandi, Szabolcs A. & Putz, Adam [Show all 95 contributors for this article] (2023). Exploring Attitudes Toward “Sugar Relationships” Across 87 Countries: A Global Perspective on Exchanges of Resources for Sex and Companionship. Archives of Sexual Behavior. ISSN 0004-0002. doi: 10.1007/s10508-023-02724-1. Full text in Research Archive Show summary
The current study investigates attitudes toward one form of sex for resources: the so-called sugar relationships, which often involve exchanges of resources for sex and/or companionship. The present study examined associations among attitudes toward sugar relationships and relevant variables (e.g., sex, sociosexuality, gender inequality, parasitic exposure) in 69,924 participants across 87 countries. Two self-report measures of Acceptance of Sugar Relationships (ASR) developed for younger companion providers (ASR-YWMS) and older resource providers (ASR-OMWS) were translated into 37 languages. We tested cross-sex and cross-linguistic construct equivalence, cross-cultural invariance in sex differences, and the importance of the hypothetical predictors of ASR. Both measures showed adequate psychometric properties in all languages (except the Persian version of ASR-YWMS). Results partially supported our hypotheses and were consistent with previous theoretical considerations and empirical evidence on human mating. For example, at the individual level, sociosexual orientation, traditional gender roles, and pathogen prevalence were significant predictors of both ASR-YWMS and ASR-OMWS. At the country level, gender inequality and parasite stress positively predicted the ASR-YWMS. However, being a woman negatively predicted the ASR-OMWS, but positively predicted the ASR-YWMS. At country-level, ingroup favoritism and parasite stress positively predicted the ASR-OMWS. Furthermore, significant cross-subregional differences were found in the openness to sugar relationships (both ASR-YWMS and ASR-OMWS scores) across subregions. Finally, significant differences were found between ASR-YWMS and ASR-OMWS when compared in each subregion. The ASR-YWMS was significantly higher than the ASR-OMWS in all subregions, except for Northern Africa and Western Asia.
Nyhus, Ellen K.; Frank, Darius Aurel; Krol, Michal & Otterbring, Tobias (2023). Crypto cravings: Gender differences in crypto investment intentions and the mediating roles of financial overconfidence and personality. Psychology & Marketing. ISSN 0742-6046. doi: 10.1002/mar.21921. Show summary
Cryptocurrencies have ballooned into a billion-dollar business. To inform regulations aimed at protecting consumers vulnerable to suboptimal financial decisions, we investigate crypto investment intentions as a function of consumer gender, financial overconfidence (greater subjective relative to objective financial knowledge), and the Big Five personality traits. Study 1 (N = 126) found that people believe each Big Five personality trait as well as consumer gender and financial overconfidence to predict consumers' crypto investment intentions. Study 2 (N = 1741) revealed that less than 1 in 10 consumers from a nationally representative sample (Norway) are willing to invest in crypto. However, the proportion of male (vs. female) consumers considering such investments is more than twice as large, with less (vs. more) agreeable and less (vs. more) conscientious, but more (vs. less) open and more (vs. less) financially overconfident consumers also being increasingly inclined to consider crypto investments. Financial overconfidence, agreeableness, and conscientiousness mediate the link between consumer gender and crypto investment intentions. These results hold after accounting for a theoretically relevant confounding factor (financial self-efficacy). Together, this research offers novel implications for marketing theory and practice that help understand the observed gender differences in consumers' crypto investments.
Andersen, Cecilie; Engeset, Marit Gundersen & Nyhus, Ellen K. (2023). Tourist involvement in vacation planning and booking: impact on word of mouth and loyalty. Tourism Review. ISSN 1660-5373. doi: 10.1108/TR-08-2022-0398. Show summary
Purpose This paper aims to explore how different levels of involvement in the prevacation phase affect vacationers’ subsequent satisfaction, word of mouth (WOM) recommendations and loyal behavior with regard to the planning/booking process. Design/methodology/approach Data from a field study (N = 5,158) in a travel planning context are used to investigate the differences in WOM recommendations and loyalty between self-packagers (higher involvement) and package buyers (lower involvement). Findings Tourists who are less involved in the prevacation phase are more likely to recommend the planning/booking process, while more involved tourists are more likely to repeat the same planning/booking process than package buyers. Practical implications The findings have implications for tourist agencies, tour operators, tourism suppliers and tourism marketers in terms of customer retention and WOM communication. These findings also have theoretical implications for the WOM and loyalty literature. Originality/value This paper reveals how involvement in travel planning may affect satisfaction, WOM recommendation and loyalty behavior. These relationships have not been investigated before.
Kowal, Marta; Sorokowski, Piotr; Pisanski, Katarzyna; Valentova, Jaroslava Varella; Varella, Marco A. C. & Frederick, David A. [Show all 78 contributors for this article] (2022). Predictors of enhancing human physical attractiveness: Data from 93 countries. Evolution and human behavior. ISSN 1090-5138. 43(6), p. 455–474. doi: 10.1016/j.evolhumbehav.2022.08.003. Full text in Research Archive
Furrebøe, Elise Frølich; Nyhus, Ellen K. & Musau, Andrew (2022). Gender differences in recollections of economic socialization, financial self-efficacy, and financial literacy. Journal of Consumer Affairs. ISSN 0022-0078. 57(1), p. 69–91. doi: 10.1111/joca.12490. Full text in Research Archive Show summary
The OECD/INFE international surveys of adult financial literacy (OECD/INFE 2016, 2020) show gender differences in financial literacy in developed countries in Europe. In this study, we examine whether these differences can be explained by gender differences in parental economic socialization using the Dutch 2018 DHS household survey. We investigate whether respondents' recollection of economic socialization when young predict their adult economic behavior and self-assessed financial knowledge. The results from ordinal logit and logistic regressions and for nonlinear equations decompositions reveal gender differences in the recollection of economic socialization and in how socialization practices are related to economic behavior and self-assessed financial knowledge. Men have to a greater degree than women been socialized in terms of having paid work outside the home, while women more often than men report that their parents controlled their spending. Moreover, we find gender differences in how men and women benefitted from the same socialization practices.
Seldal, Mette Marie Næser & Nyhus, Ellen Katrine (2022). Financial Vulnerability, Financial Literacy, and the Use of Digital Payment Technologies. Journal of Consumer Policy. ISSN 0168-7034. 45, p. 281–306. doi: 10.1007/s10603-022-09512-9. Full text in Research Archive Show summary
The purpose of this study is to test the notion that the use of digital payment methods, such as paying with a mobile phone, increases the risk of financial vulnerability. Research from the USA indicates such a relationship, and we study whether this finding can be generalized to other countries. Motivated by recent changes in EU legislation related to financial transactions, we also examine willingness to use social media companies for money transfers along with sharing bank account information with third-party financial services. Exploiting data collected from a representative sample of the Norwegian adult population (n = 2202), we identify differences in financial behaviour and characteristics between users and nonusers of different digital payment methods. In contrast to US studies, we find that mobile payment users were less financially vulnerable than nonusers and those women were more likely users of digital payment technologies than men. Younger generations and those with low financial literacy were more financially vulnerable than others, although we did not find this to be related to the use of mobile payment or other digital payment methods. The results show that there is a need for more research from different countries outside of the USA to obtain an understanding of the consequences of increased digitalization of financial services. In addition, as COVID-19 has shifted a vast amount of spending online and these newer payment technologies have become more available, we need to gain a better understanding of how they influence financial behaviour.
Furrebøe, Elise Frølich & Nyhus, Ellen K. (2022). Financial self-efficacy, financial literacy, and gender: A review. Journal of Consumer Affairs. ISSN 0022-0078. doi: 10.1111/joca.12436. Show summary
Recognizing that gender differences in financial literacy and financial self-efficacy (FSE) are sources of power imbalance and gender inequality, we seek to expand this field of research. Through, a semi-systematic review, we describe and synthesize the latest research regarding the role of self-efficacy in relation to financial literacy and gender. We give an overview of how FSE is conceptualized and measured, and identify strengths and limitations regarding approaches used in investigating FSE. We identify several issues that should be addressed in future research. First, there are conceptual ambiguities to be solved before a coherent theoretical basis can be reached. Second, the variety of measures of FSE used obstructs generalizability, calling for more validation studies. Third, there is a lack of studies obtaining causal inferences. Finally, few of the reviewed studies focus specifically on gender differences or sources of variation in FSE. These issues should be further investigated.
Otterbring, Anders Emil Tobias; Rolschau, Kristian; Furrebøe, Elise Frølich & Nyhus, Ellen K. (2021). Crossmodal Correspondences between Typefaces and Food Preferences Drive Congruent Choices but Not among Young Consumers. Food Quality and Preference. ISSN 0950-3293. 96(2). doi: 10.1016/j.foodqual.2021.104376. Show summary
Several studies suggest that consumers match stimuli across sensory modalities, with angular (vs. round) type-faces typically associated with sourness (vs. sweetness). Drawing on findings from the field of crossmodal cor-respondences, this study (N =220) examined potential typeface effects in naturalistic settings and found that exposure to angular (vs. round) typeface increased (decreased) consumers’ preferences for sour (sweet) food but had no impact on their expectations or perceptions of these tastes. Moreover, while typeface did not have a direct effect on food choices, consumers exposed to angular (vs. round) typeface reported a greater relative preference for sour over sweet foods, resulting in sourer (vs. sweeter) food choices. However, the effects of typeface on preferences and food choices were moderated by consumers’ age, and only applied to older (vs. younger) con-sumers, with different taste preferences between older and younger consumers constituting a possible expla-nation for such age-contingent findings. Thus, exposure to angular (vs. round) typeface increased older consumers’ choice likelihood of sourer (vs. sweeter) food alternatives, with this effect being mediated by increased preferences for sour relative to sweet foods. In contrast, younger consumers were consistently more inclined to prefer and choose sweet (vs. sour) food options, regardless of whether they were exposed to angular or round typeface. Taken together, the current research reveals how, why, and when typefaces may be cross-modally linked to consumers’ preferences, purchase patterns, and choice behavior.
Nyhus, Ellen K. (2021). utlånsforskriften. Store Norske Leksikon (Nettutgaven).

View all works in Cristin

Nyhus, Ellen K. (2024). Studielånet: - Strekker ikke helt til. [Internet]. sornett.no.
Nyhus, Ellen K. (2024). NRKs sparekalkulator. [Internet]. nrk.no.
Nyhus, Ellen K. (2024). Hele 45 prosent av oss sparer nå i aksjefond. [Internet]. forskning.no.
Nyhus, Ellen K. (2024). Bør barn få ukelønn? [Internet]. forskning.no.
Nyhus, Ellen K. (2024). Nå er det på tide at også kvinner tar ansvar for egen privatøkonomi.
Nyhus, Ellen K. (2024). Denne gjelden bør du betale ned først. [Newspaper]. vg.no.
Nyhus, Ellen K. (2024). Åtte tips for å holde gode økonomivaner hele året. [Internet]. vg.no.
Nyhus, Ellen K. (2024). Why don't women invest in crypto as much as men? [Internet]. partner.sciencenorway.no.
Valand, Ida Ulrikke & Nyhus, Ellen K. (2023). Skills for life-podden, episode 5: Hvordan få mest mulig ut av studielånet? [Internet]. Spotify, Google Podcasts, Apple Podcasts.
Nyhus, Ellen K. (2023). Søker folk til julegave-forskning. [Internet]. fvn.no.
Nyhus, Ellen K. (2023). Hvorfor investerer ikke kvinner i kryptovaluta like mye som menn? . [Internet]. forskning.no.
Nyhus, Ellen K. (2023). Kjenner du på julegaveangst? [Newspaper]. Fedrelandsvennen.
Nyhus, Ellen K. (2023). Kvinner kan mindre om personlig økonomi enn menn. [Internet]. altsa.no.
Nyhus, Ellen K. (2023). Kvinner med høy utdanning vet like lite om privatøkonomi som menn med grunnskole. [Internet]. forskning.no.
Nyhus, Ellen K. (2023). Ekspertene anbefaler åpenhet: – Vi snakker om alle kjøp over 1000 kroner. [Internet]. NRK.
Nyhus, Ellen K. (2023). Unge snakker mer om økonomi. [Newspaper]. Stavanger aftenblad.
Nyhus, Ellen K. (2023). Forskjeller i finansiell kunnskap og atferd blant norske kvinner og menn.
Nyhus, Ellen K. (2023). Husbanken. Store Norske Leksikon (Nettutgaven).
Nyhus, Ellen K. (2023). Ny rapport: Kvinner kan mindre om økonomi enn menn. [Internet]. Nrk.no.
Nyhus, Ellen K. (2023). Ny jente-trend skaper reaksjoner: – Uheldig. [Internet]. tv2.no.
Nyhus, Ellen K. (2023). Unges økonomi: – Vi lærer diktanalyse, men vi lærer ikke hvordan man betaler ned et lån. [Internet]. Ung.forskning.no.
Nyhus, Ellen K. (2023). Derfor blir alt dyrere. [Internet]. forskning.no.
Nyhus, Ellen K. (2023). "Girl math" trender: Slik får du faktisk gratis penger. [Newspaper]. Verdens gang.
Ranyard, Rob & Nyhus, Ellen K. (2023). Assessing financial literacy in different countries: Applying item response theory to construct scales for the UK and Norway.
Nyhus, Ellen K. & Otterbring, Tobias (2023). Intentions to invest in crowdfunding: The role of personality traits.
Nyhus, Ellen K. (2023). 15 økonomitips ungdom bør få før de flytter hjemmefra. [Journal]. Dine Penger.
Nyhus, Ellen K. (2023). Hvordan tenker forbrukere som har økonomiske problemer?
Nyhus, Ellen K. (2023). Betydningen av finansiell kunnskap og knapphet for økonomiske beslutninger.
Nyhus, Ellen K. (2023). Parøkonomi. FinAuts podcast. [Internet]. Spotify.com.
Nyhus, Ellen K. (2023). Hvordan gi økonomisk rådgivning når det er dyrtid?
Nyhus, Ellen K. (2022). Ekko - samfunnspodden: Dine og mine penger - hvordan bli enig om parøkonomien? [Radio]. NRK.
Nyhus, Ellen K. (2022). Hvorfor er det viktig å forstå økonomi? Show summary
Målinger viser at det er store forskjeller i finansiell kunnskap i befolkningen. Kvinner har lavere kunnskap enn menn, unge voksne har lavere kunnskap enn eldre aldersgrupper og de med lav utdanning har lavere kunnskap enn de med høy utdanning. Slike forskjeller kan forsterke ulikheter i økonomisk situasjon og velferd, og det er en utfordring at de som trenger kunnskapen mest, er de som kan minst. Barn og unge lærer fortsatt lite økonomi på skolen, så både foreldre og besteforeldre bør ta et skikkelig krafttak for å gjøre ungdom i stand til å mestre egen økonomi og navigere godt i finansmarkedet.
Nyhus, Ellen K. (2022). Winter is coming.... Hvordan gi god økonomisk rådgivning?
Nyhus, Ellen K. (2022). Hvorfor er det viktig å lære om personlig økonomi på skolen?
Nyhus, Ellen K. (2022). Egenskapene som gjør at du tjener mer. [Internet]. Dine Penger.
Nyhus, Ellen K. (2022). Økonomisk rådgivning når ikke «en størrelse passer alle».
Nyhus, Ellen K. (2022). Finauts Podcast: Personlig økonomi og finansnæringens ansvar. [Internet]. https://app.springcast.fm/15674/personlig-okonomi-og-finansn. Show summary
Hvordan er det å være kunde i finansbedrifter i vår del av verden, og hvorfor er det en viss ubalanse mellom kvinner og menn når det kommer til personlig økonomi? Hør filosof Anne Rose diskutere tema sammen med professor ved Universitet i Agder og styremedlem i FinAut Ellen Kathrine Nyhus
Furrebøe, Elise Frølich & Nyhus, Ellen K. (2022). Self-efficacy accuracy among adolescents experiencing novel financial tasks (.
McNair, Simon; Nyhus, Ellen K. & Ranyard, Rob (2022). Propensity to spend and borrow at a time of high pressure: The role of the meaning of Christmas and other individual-level factors.
Nyhus, Ellen K. & Furrebøe, Elise Frølich (2022). The role of financial self-efficacy for explaining gender differences in financial literacy.
Nyhus, Ellen K. (2022). Nordmenns finansielle kunnskap og mestringstro.
Nyhus, Ellen K. (2022). Det ho sa: Podkast om lønn. Folk vil heller snakke om sex, politikk og religion enn penger. [Newspaper]. fvn.no.
Furrebøe, Elise Frølich & Nyhus, Ellen K. (2021). Gender Differences in Recollections of Economic Socialization, Perceived Financial Knowledge, and Economic Behaviour.
Nyhus, Ellen K. (2021). Gladere og grønnere julegaver! Dine Penger. ISSN 0800-1138. p. 91–91.
Nyhus, Ellen K. (2021). Økonomisk rådgivning når ikke "en størrelse passer alle".
Nyhus, Ellen K. (2021). Menn kan mer om finans enn kvinner. Hvordan oppstår disse forskjellene?
Nyhus, Ellen K. (2021). Finansnæringens autorisasjonsordninger. snl.no.
Nyhus, Ellen K. (2021). Sekundærbolig. snl.no.
Nyhus, Ellen K. (2021). Ta imot pensjonsråd fra ditt gamle jeg. Dine Penger. ISSN 0800-1138. p. 91–91.
Nyhus, Ellen K. (2021). Økonomiopplæring i barnehagen. In Horrigmo, Kirsten Johansen & Rosland, Kristine Toft (Ed.), Fagdidaktikk for SRLE : Barnehagens fagområder kunnskapsgrunnlag og arbeidsmåter. Cappelen Damm Akademisk. ISSN 9788202651510. p. 146–159.
Nyhus, Ellen K. (2021). Tenk før du drar kredittkortet. Dine Penger. ISSN 0800-1138. p. 91–91.
Nyhus, Ellen K. (2021). næringsoppgave. Store Norske Leksikon (Nettutgaven).
Nyhus, Ellen K. (2021). Dyrt å sitte stille i båten. Dine Penger. ISSN 0800-1138. p. 90–90.
Nyhus, Ellen K. (2021). egen pensjonskonto. Store Norske Leksikon (Nettutgaven).
Nyhus, Ellen K. (2021). Vinneraksjene som leker med psyken din. [Newspaper]. Finansavisen.
Nyhus, Ellen K. (2020). Grepene som kan gjøre deg til millionær. [Newspaper]. VG.
Nyhus, Ellen K. (2020). Hun fikk 5000 kroner til konfirmasjonen - Nå er Ellinor (30) millionær. [Newspaper]. VG.
Nyhus, Ellen K. (2020). Fem økonomieksperter: Slik sparer du 1000, 5000 og 10.000 kroner i måneden. [Internet]. Dine Penger.
Nyhus, Ellen K. (2020). Han er Norges rikeste. [Newspaper]. VG.
Nyhus, Ellen K. (2020). Kontraktsparing er lett og lurt. Spiller det noen rolle hvordan du sparer? Dine Penger. ISSN 0800-1138. p. 90–90.
Nyhus, Ellen K. (2020). Grunnleggende kunnskap om finans og økonomi - essensielt for å sikre økonomisk likestilling.
Nyhus, Ellen K. (2020). Små dytt for bedre atferd - hvordan ta bedre valg om helse, penger og lykke.
Nyhus, Ellen K. (2020). Advarer mot fondstabbe. Dette er en av de faktorene småsparerne ser mest på. Det bør man ikke. [Newspaper]. Nettavisen.no.
Nyhus, Ellen K. (2020). Slik sikrer du økonomien din nå. [Newspaper]. VG.
Nyhus, Ellen K. (2020). Sykepleier Fatma investerer millioner i eiendom. [Newspaper]. Drammens Tidende.
Nyhus, Ellen K. (2020). De skjulte permitteringsfellene. [Newspaper]. Dagbladet.
Nyhus, Ellen K. (2020). Forventninger styrer pengebruken. Dine Penger. ISSN 0800-1138. p. 90–90.
Hekneby, Torbjørn; Nyhus, Ellen K. & Backer, Trond M. (2020). Hva nå, Agder? Fædrelandsvennen. ISSN 0805-3790.
Nyhus, Ellen K. (2020). Derfor skal du bry deg om renten på sparepengene dine. Dine Penger. ISSN 0800-1138. p. 114–114.
Nyhus, Ellen K. (2020). Nå skal det bli mer privatøkonomi på timeplanen. [Journal]. Dine penger.
Nyhus, Ellen K. (2020). skattemelding. Store Norske Leksikon (Nettutgaven).
Nyhus, Ellen Katrine (2020). Slik tar du en helsesjekk på økonomien. Dine Penger. ISSN 0800-1138. 2020(1), p. 90–90.
Nyhus, Ellen K. (2019). Norsk ekspert på privatøkonomi: Det er faktisk på tide å tenke på jul. spiir.com.
Nyhus, Ellen K. (2019). The importance of psychology for understanding saving behaviour .
Nyhus, Ellen K. (2019). Kvinner har mindre enn menn, og da må vi spare enda smartere. [Internet]. DnB Nyheter.
Nyhus, Ellen K. (2019). – Mange kvinner vil ikke ta økonomisk risiko, men gjør det likevel – ubevisst! [Internet]. DnBNyheter.
Nyhus, Ellen K. (2019). Professor: – Bankene må bidra til at også kvinner tør ta i bruk flere sparemåter. [Internet]. DnB Nyheter.
Nyhus, Ellen K. (2019). Økonomisk likestilling: Økonomisk skjevhet: – Det er alltid kvinner som kommer dårligst ut. [Newspaper]. ABCnyheter.no.
Nyhus, Ellen K. (2019). Bør man gi barn lommepenger, og hva skal de dekke? Ekspertene svarer. [Newspaper]. Aftenposten.
Seldal, Mette Marie Næser & Nyhus, Ellen K. (2019). Characteristics of first adopters of new payment technologies and their financial behavior.
Nyhus, Ellen K. (2019). Buffersparing gjør deg smart. Dine Penger. ISSN 0800-1138.
Nyhus, Ellen K. (2019). Women’s portfolio choices: The relative importance of financial literacy and risk aversion.
Nyhus, Ellen K. (2019). Unngå å betale mer enn du må: Betal regninger ved forfall. spiir.com.
Nyhus, Ellen K. (2019). Menn drar fra kvinner på fondssparing. [Business/trade/industry journal]. Dine penger.
Nyhus, Ellen K. (2019). verdipapirfondenes forening. Store Norske Leksikon (Nettutgaven).
Nyhus, Ellen K. (2019). trinnskatt. Store Norske Leksikon (Nettutgaven).
Nyhus, Ellen K. (2019). Professor in consumer behavior: “Here are the most successful ways to get healthy spending habits". [Internet]. www.spiir.com.
Nyhus, Ellen K. (2019). Nordmenns finansielle kunnskap og preferanser.
Nyhus, Ellen K. (2019). Relasjoner teller (I sak "Derfor blir eldre flådd av banken). [Newspaper]. Dagbladet .
Nyhus, Ellen K. (2023). Finansiell kunnskap i den norske befolkning. Universitetet i Agder. ISSN 978-82-8427-134-7. Full text in Research Archive

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Published Apr. 16, 2024 11:40 AM