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Stephen Zamore

Postdoctoral Research Fellow

Stephen Zamore is a Postdoctoral Research Fellow in Accounting and Auditing at the School of Business and Law, University of Agder (UiA), Kristiansand.  He obtained his Ph.D and MSc degrees from UiA and BSc degree from the Kwame Nkrumah University of Science and Technology. He is a Chartered Accountant certified by the Institute of Chartered Accountants in Ghana. He is the winner of the 2020 Emerald and EFMD Outstanding Doctoral Research Award in the Finance category.

Zamore has diverse teaching experiences in Accounting (Accounting Theory, Financial Accounting 5, Financial Statements Analysis and Equity Valuation at UiA ), Finance (Corporate Finance at UiA and  Financial Intermediation at University for Development Studies -UDS) and Marketing (Aviation Marketing at UDS). He has taken courses in Panel data analysis taught by Badi Baltagi at the Barcelona Graduate Summer School and NTNU Business School. 

During his PhD study, Zamore was a visiting scholar to the Kwame Nkrumah University of Science and Technology where he gave guest lectures in Finance and International Business to undergraduate students. 

He has published articles in Journal of Banking and Finance, Applied Economics, Research in International Business and Finance, Emerging Markets Finance and Trade, Journal of International Development, Journal of African Business, International Journal of Emerging Markets, and International Journal of Financial Services Management.

Follow his research at researchgate 

Research interests

  • Accounting
  • Auditing
  • Finance
  • Microfinance

Courses and teaching

BE-507: Financial Accounting 5

BE-313: Accounting Theory

Academic interests

  • Accounting
  • Auditing
  • Finance 
  • Microfinance


Current research projects:

  • Audit fees literature review
  • Who are the microfinance bottom line achievers
  • Nonperforming loans and efficiency of microfinance institutions
  • Geographic diversification and credit risk in microfinance

Research groups:

  • Accounting and Auditing
  • Finance


Scientific publications

  • Mwintome, Gordon; Zamore, Stephen; Agana, Joseph; Nyarko, Samuel Anokye; Mersland, Roy (2020). Auditor Choice and its Implications for Hybrid Organizations.
  • Agana, Joseph; Alon, Anna; Zamore, Stephen (2020). Audit deregulation and re-regulation: Implications for audit fees.
  • Zamore, Stephen; Beisland, Leif Atle; Mersland, Roy (2018). Non-performing loans and efficiency of microfinance institutions.
  • Zamore, Stephen; Beisland, Leif Atle; Mersland, Roy (2018). Geographic diversification and credit risk in microfinance.

Last changed: 16.10.2020 21:10